Terms of Service

1. Disclaimer

You must read and accept these Terms of Service before proceeding to use this website or any services offered by Proflex Finance LLC. This website is provided for informational purposes only and does not constitute an offer to sell, a solicitation of an offer to buy, or a recommendation for any security or investment product.

The distribution of information on this website may be restricted by law in certain countries or jurisdictions. Persons who access this website are required to inform themselves about and observe any such restrictions. Proflex Finance LLC disclaims all responsibility if you access or download any information from this website in breach of any applicable law or regulation.

Investment Advisory Services: Investment advisory services are offered only to clients or prospective clients where Proflex Finance LLC and its representatives are properly licensed or exempt from licensure. Past performance is no guarantee of future results. All investments involve risk, including the potential loss of principal invested.

2. About Proflex Finance LLC

Proflex Finance LLC is a Registered Investment Advisor (RIA) with the Securities and Exchange Commission (SEC), CRD# 334262. We provide investment advisory services, research, educational content, and community access to qualified clients.

The distribution of information on this website may be restricted by law in certain countries. Our investment advisory services and managed portfolio offerings may be unavailable in jurisdictions where offering such services would violate local securities laws or regulations.

Nothing on this website should be construed as investment advice, a recommendation to buy or sell any security, or an offer to provide investment advisory services unless explicitly stated in a signed Investment Advisory Agreement.

3. Your Use of the Site

By using this website, you agree to comply with all applicable laws and regulations, including but not limited to:

• Federal and state securities laws and regulations
• Data protection and privacy laws
• Export control and economic sanctions regulations
• Anti-money laundering (AML) and know-your-customer (KYC) requirements
• Intellectual property laws

You are responsible for determining whether your use of this website complies with applicable laws in your jurisdiction. Proflex Finance LLC disclaims all responsibility if you access or download any information from this website in breach of any law or regulation applicable to you.

You agree not to use this website for any unlawful purpose or in any manner that could damage, disable, overburden, or impair our systems or interfere with any other party's use of the website.

4. Marketing and Distribution Restrictions

Proflex Finance LLC has taken reasonable care to ensure that the information on this website is accurate, current, complete, fit for its intended purpose, and compliant with applicable law at the time of publication. However, we make no representation or warranty, express or implied, as to the accuracy, reliability, or completeness of such information.

The information provided on this website:

• Is for informational and educational purposes only
• Should not be considered personalized investment advice
• Does not constitute an offer or solicitation in any jurisdiction where such offer or solicitation would be unlawful
• May become outdated and is not updated in real-time
• Should not be relied upon as the sole basis for investment decisions

Proflex Finance LLC accepts no liability for any errors, omissions, or inaccuracies in the information provided, or for any actions taken in reliance on such information.

5. Compliance with Law and Regulation

As a Registered Investment Advisor, Proflex Finance LLC is subject to extensive regulatory oversight by the Securities and Exchange Commission (SEC) and state securities regulators. We are committed to maintaining the highest standards of compliance with all applicable laws and regulations.

Proflex Finance LLC reserves the right to deny, suspend, or terminate your access to this website and our services at our sole discretion, without notice, for any reason, including but not limited to:

• Violation of these Terms of Service
• Non-compliance with applicable laws or regulations
• Fraudulent or deceptive conduct
• Failure to meet eligibility requirements
• Conduct that may harm our reputation or business interests

We may also be required by law or regulation to refuse service to certain individuals or entities, including those subject to economic sanctions or located in restricted jurisdictions.

6. Accuracy of Information

Access to this website and our services is provided on a temporary basis. Proflex Finance LLC reserves the right to withdraw, amend, or suspend access to this website or any services without notice. We will not be liable if, for any reason, this website or any services are unavailable at any time or for any period.

The information on this website is provided for informational purposes only and is not intended to constitute an invitation, solicitation, or offer to subscribe to or purchase any investment products or services. Any investment decisions should be made only after:

• Conducting thorough due diligence
• Reviewing all relevant disclosure documents
• Consulting with qualified legal, tax, and financial advisors
• Carefully considering your investment objectives, risk tolerance, and financial circumstances

Market data, performance information, and other numerical data presented on this website may be subject to delays, errors, or omissions. We disclaim all liability for any investment losses resulting from reliance on such information.

7. Access to Linked Websites

This website may contain links to third-party websites, services, or resources that are not owned or controlled by Proflex Finance LLC. These links are provided solely for your convenience and reference.

Proflex Finance LLC:

• Does not endorse or recommend any third-party websites or their content
• Has no control over the nature, content, or availability of linked sites
• Is not responsible for the content, privacy practices, or terms of use of any linked websites
• Makes no representations or warranties regarding linked websites
• Assumes no liability for any damages or losses arising from your use of linked websites

You acknowledge and agree that you access all third-party websites at your own risk and that you will be subject to the terms and conditions and privacy policies of those websites.

8. Liability for Use of Our Site

You acknowledge and agree that:

• Information on this website may become outdated and we are under no obligation to update it
• We make no representation that information on this website is appropriate or available for use in all locations
• Technical errors, inaccuracies, or omissions may be present beyond our control
• Market conditions and investment values may change rapidly
• Past performance data does not guarantee future results

LIMITATION OF LIABILITY: To the maximum extent permitted by law, Proflex Finance LLC and its affiliates, officers, directors, employees, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of this website or our services, including but not limited to:

• Investment losses or opportunity costs
• Errors or omissions in content
• Service interruptions or unavailability
• Unauthorized access to or alteration of your data
• Reliance on information provided on this website

9. Indemnity

You agree to indemnify, defend, and hold harmless Proflex Finance LLC, our affiliates, and our officers, directors, partners, employees, and agents from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising from:

• Your use of this website or our services
• Your violation of these Terms of Service
• Your violation of any applicable laws or regulations
• Your violation of any rights of another person or entity
• Any content you submit, post, or transmit through our services
• Your investment decisions or actions taken based on information from this website

This indemnification obligation will survive the termination of your access to this website and our services.

10. Intellectual Property Rights

All intellectual property rights in this website and its content, including but not limited to text, graphics, logos, images, software, research reports, trade alerts, and other materials, are owned by or licensed to Proflex Finance LLC and are protected by United States and international copyright, trademark, and other intellectual property laws.

Permitted Use: You may download materials from this website for your personal, non-commercial reference only, provided that you:

• Do not modify the materials in any way
• Retain all copyright and other proprietary notices
• Do not reproduce, distribute, transmit, or create derivative works
• Do not use the materials for any commercial purpose
• Do not frame or mirror any content on another website

Trademarks: "Proflex Finance," "Proflex," the Proflex logo, and other marks are trademarks or service marks of Proflex Finance LLC. You may not use these trademarks without our prior written permission.

Any unauthorized use of the materials or trademarks on this website may violate copyright, trademark, and other laws and could result in criminal or civil penalties.

11. Severability

If any provision of these Terms of Service is held by a court of competent jurisdiction to be invalid, illegal, or unenforceable, the validity, legality, and enforceability of the remaining provisions shall not be affected or impaired. The invalid, illegal, or unenforceable provision shall be deemed modified to the minimum extent necessary to make it valid, legal, and enforceable. If such modification is not possible, the provision shall be deemed deleted from these Terms.

12. Material Interests and Potential Conflicts

Proflex Finance LLC, its employees, partners, and affiliated persons may have material interests or positions in securities, investment products, or strategies discussed or recommended on this website or in our services.

Potential conflicts of interest may arise when:

• We or our employees own or trade securities we recommend
• We receive compensation from third parties for referrals or recommendations
• We have business relationships with companies whose securities we discuss
• Different clients have conflicting interests in the same securities

We have adopted policies and procedures designed to identify and manage conflicts of interest in accordance with our fiduciary duty to clients. Our Form ADV Part 2A Brochure, available at adviserinfo.sec.gov, contains detailed information about our conflicts of interest and how we address them.

You should carefully consider potential conflicts of interest when evaluating our recommendations or services.

13. Governing Law and Jurisdiction

These Terms of Service shall be governed by and construed in accordance with the laws of the State of California, United States of America, without regard to its conflict of law principles.

You irrevocably agree that the courts of California shall have exclusive jurisdiction to settle any dispute or claim arising out of or in connection with these Terms or your use of this website and our services. However, Proflex Finance LLC reserves the right to bring proceedings against you for breach of these Terms in your country of residence or any other relevant jurisdiction.

You waive any objection to the venue of any proceeding in California and any claim that such proceeding has been brought in an inconvenient forum.

14. Third Party Rights

These Terms of Service are for the benefit of Proflex Finance LLC and you, and are not intended to benefit or be enforceable by any third party. The exercise of any rights under these Terms is not subject to the consent of any third party.

15. Entire Agreement

These Terms of Service, together with our Privacy Policy and any other policies or agreements referenced herein, constitute the entire agreement between you and Proflex Finance LLC regarding your use of this website and our services, and supersede all prior or contemporaneous understandings and agreements, whether written or oral.

For clients who have entered into an Investment Advisory Agreement, the terms of that Agreement shall govern the investment advisory relationship and, in the event of any conflict between these Terms and the Investment Advisory Agreement, the Investment Advisory Agreement shall control.

16. Modifications to Terms

Proflex Finance LLC reserves the right to modify these Terms of Service at any time without prior notice. We will post the updated Terms on this page and update the "Last Updated" date at the top of this page.

Your continued use of this website and our services following the posting of changes constitutes your acceptance of such changes. We encourage you to review these Terms periodically for any updates.

If you do not agree to the modified Terms, you must stop using this website and our services immediately.

17. Contact Us

If you have any questions, concerns, or inquiries regarding these Terms of Service, please contact us: